Cookie Policy

1. Introduction

This Cookie Policy explains how api-card ("we," "us," or "our") uses cookies and similar tracking technologies when you visit our website, use our services, or interact with our platform. This policy should be read together with our Privacy Policy.

2. What Are Cookies

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit websites. They are widely used to make websites work more efficiently and provide information to website owners.

2.1 Types of Cookies

• Session Cookies: Temporary cookies that expire when you close your browser
• Persistent Cookies: Cookies that remain on your device for a set period or until manually deleted
• First-Party Cookies: Set directly by our website
• Third-Party Cookies: Set by third-party services we use

3. How We Use Cookies

We use cookies for several purposes to enhance your experience and improve our services:

3.1 Essential Cookies

These cookies are necessary for our website to function properly:

• Authentication and login management
• Security and fraud prevention
• Session management and user preferences
• Load balancing and performance optimization
• API rate limiting and access control

3.2 Performance and Analytics Cookies

These cookies help us understand how you use our website:

• Page views and user journey analysis
• Performance monitoring and error tracking
• A/B testing and feature optimization
• Usage statistics and traffic analysis
• API usage patterns and optimization

3.3 Functional Cookies

These cookies enhance functionality and personalization:

• Language and region preferences
• Display settings and layout choices
• Previous form inputs and selections
• Feature preferences and customizations

3.4 Marketing and Advertising Cookies

These cookies support our marketing efforts:

• Conversion tracking and attribution
• Retargeting and remarketing campaigns
• Cross-platform user identification
• Marketing campaign effectiveness measurement

4. Third-Party Cookies

We use various third-party services that may set cookies:

4.1 Analytics Services

• Google Analytics: Website usage and performance analytics
• Amplitude: User behavior and event tracking
• Mixpanel: Product analytics and user engagement

4.2 Security and Fraud Prevention

• Cloudflare: DDoS protection and performance optimization
• reCAPTCHA: Bot detection and spam prevention
• Fraud detection services: Transaction monitoring and risk assessment

4.3 Communication and Support

• Intercom: Customer support chat functionality
• Zendesk: Help desk and ticket management
• Email services: Newsletter and notification delivery

4.4 Marketing and Advertising

• Google Ads: Advertising and conversion tracking
• Facebook Pixel: Social media advertising and analytics
• LinkedIn Insight Tag: Professional network advertising

5. Similar Technologies

In addition to cookies, we may use other tracking technologies:

5.1 Local Storage

• HTML5 local storage for application data
• Session storage for temporary data
• IndexedDB for complex data storage

5.2 Web Beacons and Pixels

• Email open and click tracking
• Conversion and event tracking
• Cross-platform user identification

5.3 Fingerprinting Technologies

• Device fingerprinting for fraud prevention
• Browser fingerprinting for security
• Canvas fingerprinting (limited use)

6. Cookie Consent and Control

6.1 Cookie Banner

When you first visit our website, you'll see a cookie banner explaining our use of cookies. You can:

• Accept all cookies
• Reject non-essential cookies
• Customize your cookie preferences
• Access detailed cookie information

6.2 Browser Controls

You can control cookies through your browser settings:

• Chrome: Settings > Privacy and Security > Cookies
• Firefox: Options > Privacy & Security > Cookies
• Safari: Preferences > Privacy > Cookies
• Edge: Settings > Cookies and Site Permissions

6.3 Opt-Out Options

You can opt out of specific tracking:

• Google Analytics: Google Analytics Opt-out
• Google Ads: Ads Settings
• Facebook: Ad Preferences

7. Mobile Applications

Our mobile applications may use similar technologies:

• Mobile device identifiers (IDFA, Android ID)
• Push notification tokens
• App usage analytics
• Crash reporting and performance monitoring
• In-app behavior tracking

8. Data Retention

Cookie data retention varies by type and purpose:

• Session Cookies: Deleted when browser is closed
• Functional Cookies: 1-12 months
• Analytics Cookies: 2-26 months
• Marketing Cookies: 1-24 months
• Security Cookies: As needed for security purposes

9. Cross-Border Data Transfers

Cookies may transfer data internationally:

• Data may be processed in various countries
• We ensure adequate protection measures
• Transfers comply with applicable data protection laws
• Standard contractual clauses are used when required

10. Impact of Disabling Cookies

Disabling cookies may affect your experience:

• Essential Cookies: Site functionality may be impaired
• Performance Cookies: We can't optimize your experience
• Functional Cookies: Personalization features won't work
• Marketing Cookies: You may see less relevant advertising

11. Updates to Cookie Policy

We may update this Cookie Policy:

• Changes will be posted on this page
• Significant changes will be notified via email
• Continued use constitutes acceptance of changes
• We recommend reviewing this policy periodically

12. Legal Basis for Processing

Our legal basis for using cookies includes:

• Consent: For non-essential cookies
• Legitimate Interest: For analytics and security
• Contract: For service functionality
• Legal Obligation: For compliance requirements

13. Your Rights

You have rights regarding cookie data:

• Right to information about cookie usage
• Right to withdraw consent
• Right to access cookie data
• Right to request deletion
• Right to data portability (where applicable)

14. Children's Privacy

We do not knowingly collect data from children under 16 through cookies. If you believe we have collected such information, please contact us immediately.

15. Contact Information

For questions about this Cookie Policy or to exercise your rights:

• Email: Click to reveal email

By continuing to use our website, you acknowledge that you have read and understood this Cookie Policy.